/* ============================================
   Fort Funding Landing Pages — Simplified
   ============================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-900: #00237a;
  --blue-700: #0033a0;
  --blue-600: #1a4fc9;
  --blue-500: #2563eb;
  --blue-400: #4a83f5;
  --blue-100: #dbeafe;
  --blue-50:  #eff6ff;
  --white:    #ffffff;
  --gray-50:  #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-700: #334155;
  --gray-900: #1e293b;
  --green-500:#16a34a;
  --red-500:  #dc2626;
  --radius:   8px;
  --radius-lg:12px;
  --transition: .2s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a   { color: var(--blue-600); text-decoration: none; }
a:hover { text-decoration: underline; }

/* ---------- Logo ---------- */
.site-logo {
  text-align: center;
  padding: 28px 20px 12px;
}

.site-logo img {
  height: 40px;
  width: auto;
  margin: 0 auto;
}

/* ---------- Hero (text only, centered) ---------- */
.hero-text {
  text-align: center;
  max-width: 620px;
  margin: 0 auto;
  padding: 24px 20px 36px;
}

.hero-text h1 {
  font-size: 2rem;
  font-weight: 800;
  line-height: 1.2;
  color: var(--gray-900);
  margin-bottom: 12px;
}

.hero-text p {
  font-size: 1.05rem;
  color: var(--gray-500);
  line-height: 1.6;
}

@media (min-width: 768px) {
  .hero-text h1 { font-size: 2.5rem; }
  .hero-text { padding: 32px 20px 44px; }
}

/* ---------- Form Card ---------- */
.form-wrap {
  max-width: 520px;
  margin: 0 auto;
  padding: 0 20px 32px;
}

.form-card {
  border: 2px solid var(--blue-100);
  border-radius: var(--radius-lg);
  background: var(--blue-50);
  padding: 32px 24px 28px;
}

.form-card .form-heading {
  text-align: center;
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.form-card .form-sub {
  text-align: center;
  font-size: .9rem;
  color: var(--gray-500);
  margin-bottom: 24px;
}

@media (min-width: 768px) {
  .form-card { padding: 36px 32px 30px; }
}

/* Form elements */
.form-group {
  margin-bottom: 14px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius);
  font-size: .95rem;
  font-family: inherit;
  color: var(--gray-900);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input::placeholder {
  color: var(--gray-400);
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--blue-500);
  box-shadow: 0 0 0 3px rgba(37,99,235,.12);
}

.form-group input.error,
.form-group select.error {
  border-color: var(--red-500);
}

.form-group .error-msg {
  color: var(--red-500);
  font-size: .78rem;
  margin-top: 4px;
  display: none;
}

.form-group input.error + .error-msg,
.form-group select.error + .error-msg {
  display: block;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

/* Intent selector (mortgage page) */
.intent-group {
  margin-bottom: 16px;
}

.intent-group .intent-label {
  font-size: .9rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 8px;
}

.intent-options {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.intent-option {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 14px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  background: var(--white);
  cursor: pointer;
  transition: var(--transition);
  font-size: .9rem;
}

.intent-option:hover {
  border-color: var(--blue-400);
}

.intent-option input[type="radio"] {
  accent-color: var(--blue-600);
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.intent-option.selected {
  border-color: var(--blue-500);
  background: var(--white);
}

/* Consent */
.consent-group {
  margin: 18px 0 18px;
}

.consent-label {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: .78rem;
  color: var(--gray-500);
  line-height: 1.5;
  cursor: pointer;
}

.consent-label input[type="checkbox"] {
  margin-top: 2px;
  accent-color: var(--blue-600);
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.consent-helper {
  font-size: .74rem;
  color: var(--gray-400);
  margin-top: 4px;
  padding-left: 24px;
}

/* Submit button */
.btn-submit {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 14px 24px;
  border: none;
  border-radius: 50px;
  font-size: 1rem;
  font-weight: 700;
  font-family: inherit;
  color: var(--white);
  background: var(--blue-700);
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
}

.btn-submit:hover {
  background: var(--blue-900);
  transform: translateY(-1px);
}

.btn-submit:active { transform: translateY(0); }

.btn-submit:disabled {
  opacity: .6;
  cursor: not-allowed;
  transform: none;
}

.spinner {
  display: none;
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255,255,255,.3);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin .6s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

.btn-submit.loading .spinner { display: inline-block; }
.btn-submit.loading .btn-text { opacity: .6; }

/* ---------- Trust Badges (below form) ---------- */
.trust-row {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
  max-width: 520px;
  margin: 20px auto 0;
  padding: 0 20px;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .8rem;
  font-weight: 600;
  color: var(--gray-500);
}

.trust-badge svg {
  width: 16px;
  height: 16px;
  color: var(--blue-600);
  flex-shrink: 0;
}

/* ---------- Feature Cards ---------- */
.features {
  max-width: 900px;
  margin: 0 auto;
  padding: 56px 20px 40px;
}

.features h2 {
  text-align: center;
  font-size: 1.45rem;
  font-weight: 700;
  margin-bottom: 32px;
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

.feature-card {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  background: var(--white);
}

.feature-icon {
  font-size: 2rem;
  margin-bottom: 12px;
  line-height: 1;
}

.feature-card h3 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 6px;
}

.feature-card p {
  font-size: .88rem;
  color: var(--gray-500);
  line-height: 1.55;
}

@media (min-width: 600px) {
  .features-grid {
    grid-template-columns: 1fr 1fr 1fr;
  }
}

/* ---------- CTA Banner ---------- */
.cta-banner {
  max-width: 700px;
  margin: 0 auto 48px;
  padding: 0 20px;
}

.cta-banner-inner {
  background: var(--blue-50);
  border: 2px solid var(--blue-100);
  border-radius: var(--radius-lg);
  text-align: center;
  padding: 40px 28px;
}

.cta-banner-inner h2 {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 8px;
}

.cta-banner-inner p {
  font-size: .95rem;
  color: var(--gray-500);
  margin-bottom: 20px;
  max-width: 440px;
  margin-left: auto;
  margin-right: auto;
}

.cta-banner-inner .btn-cta {
  display: inline-block;
  padding: 13px 36px;
  border-radius: 50px;
  font-size: .95rem;
  font-weight: 700;
  color: var(--white);
  background: var(--blue-700);
  text-decoration: none;
  transition: background var(--transition);
}

.cta-banner-inner .btn-cta:hover {
  background: var(--blue-900);
  text-decoration: none;
}

/* ---------- FAQ (simple) ---------- */
.faq {
  max-width: 620px;
  margin: 0 auto;
  padding: 0 20px 48px;
}

.faq h2 {
  text-align: center;
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 24px;
}

.faq-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 10px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  background: var(--white);
  border: none;
  text-align: left;
  padding: 16px 18px;
  font-size: .92rem;
  font-weight: 600;
  font-family: inherit;
  color: var(--gray-900);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.faq-question:hover { background: var(--gray-50); }

.faq-question svg {
  width: 18px;
  height: 18px;
  color: var(--gray-400);
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: 12px;
}

.faq-item.open .faq-question svg { transform: rotate(180deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease;
}

.faq-answer-inner {
  padding: 0 18px 16px;
  font-size: .88rem;
  color: var(--gray-500);
  line-height: 1.6;
}

.faq-item.open .faq-answer { max-height: 200px; }

/* ---------- Footer ---------- */
.site-footer {
  text-align: center;
  padding: 24px 20px 20px;
  border-top: 1px solid var(--gray-200);
  font-size: .78rem;
  color: var(--gray-400);
  line-height: 1.7;
}

.site-footer a {
  color: var(--gray-500);
}

.site-footer .footer-line {
  margin-bottom: 2px;
}

/* ---------- Thank You ---------- */
.thankyou {
  text-align: center;
  padding: 60px 20px 40px;
  max-width: 520px;
  margin: 0 auto;
}

.thankyou-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--green-500);
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.thankyou-icon svg {
  width: 32px;
  height: 32px;
  color: var(--white);
}

.thankyou h1 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.thankyou p {
  font-size: 1.05rem;
  color: var(--gray-500);
  line-height: 1.6;
  margin-bottom: 8px;
}

.thankyou .small {
  font-size: .88rem;
  color: var(--gray-400);
}